We Can Beat Your Rate!

Post date: 12/1/2021
Availability and special terms are subject to change.


This holiday season, don’t stay in a high-rate auto loan. Refinance and get $100*!

If you’ve recently bought a car but feel trapped in high monthly payments, refinance with us today at a lower rate — and for extra cash.

You’ll save with rates as low as 2.49% APR**!

  • A lower rate means low monthly payments.

A limited-time $100* refinance bonus!

  • $100 bonus is available for auto loans over $10,000 refinanced from other lenders.

Choose how to save:

  • Enroll in direct deposit for another 0.25% off (with an active Checking).**
  • No payment for 90 days (with an active Checking).**

Don’t worry if you’re busy with the holidays. We’ll make the process fast, easy, and worry-free.

Give yourself a gift of a better auto loan – and $100! Click here to apply or call or text us at 616.532.9067.

*$100 bonus is available for auto loans over $10,000 which are refinanced to First United CU. Not available for new purchases or for vehicles which are already financed with First United CU. Cannot be combined with other offers and must be present offer at time of loan closing. The $100 bonus will be deposited to your First United CU account upon loan funding.
**APR = Annual Percentage Rate. Rates effective as of December 1, 2021, and subject to change without prior notice. See the Credit Union for complete details or rate comparison. When refinancing, you may choose one or both options: 1) an additional .25% off your lowest rate with an active Checking account; Loan discounts will be applied to your lowest approved rate. 2) No payments for 90 days with an active Checking. To qualify, must have a minimum of $250 ACH Direct Deposit, Online Banking with eStatements and eNotifications for loan discount. If you defer your payments, interest will accrue during 90-day deferment period. First payment must be made beginning in the 4th month, on the due date disclosed in the loan agreement. Certain restrictions apply. Subject to credit approval.