Why it makes sense to do a balance transfer to First United:
- Our balance transfer rate of 4.99% APR* is lower than most any bank or department store card APR.
- A lower rate means a lower monthly payment, and the less interest you pay.
- There are no fees to make the transfer. (Many institutions charge for balance transfers, usually a percentage of the balance.)
- You’ll reduce your stress and can rest easy with one low monthly payment. Eliminating multiple payments is a huge relief
Visa Cash-Back Credit Card
Lowest Rate Around at 19.99% APR*
The card offers the same benefits as our other cards-a low fixed APR*, flexible credit limits, and zero liability
purchase protection from Visa for added peace of mind. But with this card, you’ll earn 1% cash back on all your purchases! You’ll see the money deposited onto your credit card account at the end of every month.
Visa Platinum Credit Card
Rates as low as 8.99% APR*
First United’s Visa Card costs less to carry and will save you money. Enjoy more versatility and use the card anywhere Visa is accepted. You’ll enjoy a low fixed rate, easy repayment options, and the opportunity to view and track your balances online in our mobile app. When you carry our card, you’ll save every day!
Visa Platinum Rewards Credit Card
Rates as low as 10.99% APR*
First United’s Platinum Visa Rewards Card costs less to carry and will save you money. Enjoy versatility and use the card anywhere Visa is accepted. You’ll enjoy a low fixed rate, easy repayment options, and the opportunity to earn one point for every dollar in purchases. The more you spend, the more points you earn!
Watch your points accumulate, and then redeem for gifts and more. Also try it on our new mobile platform! You can receive exciting merchandise, travel perks, gift cards, and more.
Your Rewards Card makes sense for convenience, affordability, and the opportunity for rewards every time you spend.
Each of our cards have these incredible features:
- Low Fixed Rate
- 10-Day Grace Period
- No Annual Fee
- Save with no balance transfer fees
- Free eStatements for security
- Make payments and track balances on your mobile device and online.
- Use as Overdraft Protection with Checking
- Monitor your transactions and set alerts to avoid fraud, right in our mobile app
already a cardholder?
learn more about your rewards at https://www.dreampoints.com/ftps
After you get the card, look at your convenient payment options.
*APR = Annual Percentage Rate. Rates and terms subject to change without notice. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs.
APR = Annual Percentage Rate. Promotional balance transfer rate effective on balance transfers made January 1 – June 30, 2021. As low as 4.99% APR, 400 BP reduced from member’s normal APR transfer rate through December 31, 2021, for any balances transferred through June 30, 2021. All three credit cards qualify for the promotion. Remaining balances will begin incurring interest at your card’s standard Retail/Purchase APR as disclosed in your cardholder agreement on January 1, 2022. Your account must be in good standing. Rates and terms subject to change without notice. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Offer is not good on other current First United CU card balances. Other restrictions may apply; applicant must meet current credit criteria, and we may need a new credit application and to pull a new credit report.