Certificates of Deposit


  • ADD .25 (25 basis points) to any 24, 36, 48 or 60-month CD* or CD IRA*
  • Take advantage of JUMBO CDs over $50,000


24 Month Add-On Certificates

24 month Add-On Certificates may be opened with as little as $100 and allow you to add funds at your convenience. A single member may add up to $10,000 total to the sum of each Add-On Certificate per year. (Rates are the same as our current 24 Month Certificates)



ADD .25%* to any CD Rate by having an active checking account.

When you want a better rate

24-Month CD:
$500 minimum – w/Checking – 0.90% APY* + .25% bonus +.25% w/active checking = 1.40 APY*
$50,000 minimum w/Checking – 1.00% APY* + .25% bonus + .25% w/active checking = 1.50% APY*


Don’t want to lock up your money? We have GREAT money market rates too!

Click here for today’s rates

*APY = Annual Percentage Yield. Rates effective March 17, 2020, and subject to change. Offer available for a limited time only. Rates reflect a .25% bonus rate incentive. To receive the .25% bump rate, the member must have an active Checking Account which includes a minimum of $250 ACH Direct Deposit monthly, an Active Debit Card, and Online Banking with eStatements/eNotices. Interest is compounded and credited monthly; penalties for early withdrawal, which will impact earnings. The minimum investment is $500; maximum investment is $250,000. Contact First United CU for rates on deposits above $250,000. Other restrictions may apply. See Credit Union for details.