Certificates of Deposit

CD Bonus Rates

We’ve Raised Our Rates AGAIN!

Our great CD rates are still going strong into 2019. If you’re looking for a great place to invest your savings, look no further! Plus, for all eChecking members, you’ll earn 10 basis points more on any CD of your choice, including Jumbo CDs! This is on top of our already above market rates! Your savings are also federally insured up to $250,000 per account, plus an additional $250,000 for your IRA deposits.

Don’t want to lock up your money? We have GREAT money market rates too!


24-Month CD Rates Amount with eChecking & Rate Bump Your Best APY
2.40% APY* $500 Minimum +.10 + .25 =2.75% APY**
2.50% APY* $50,000 Minimum +.10 + .25  =2.85% APY**


*APY = Annual Percentage Yield. Rates effective January 1, 2019, and subject to change. Offer available for a limited time only.  Interest is compounded and credited monthly. Penalties for early withdrawal, which will impact earnings. Minimum investment is $500; maximum investment is $250,000. Contact First United CU for rates on deposits above $250,000. Some restrictions apply. See First United Credit Union for details. Rates are not available to businesses.
**Must have a minimum of $250 ACH Direct Deposit and an Active Checking/Debit Card and Online Banking with eStatements/eNotices


24 Month Add-On Certificates

24 month Add-On Certificates may be opened with as little as $100 and allow you to add funds at your convenience. A single member may add up to $10,000 total to the sum of each Add-On Certificate per year. (Rates are the same as our current 24 Month Certificates)