Spooktacular Earnings!

Post date: 10/1/22
Availability and special terms subject to change.


Don’t let current market conditions scare you; CD and Money Market rates have increased again!

Finding your least scary option is essential when you pair a rising-rate environment with a somewhat “spooky” economy. Consider our Certificates of Deposit (CDs) and Money Market Accounts. They’re a fantastic way to earn a guaranteed return on your funds while getting the most from today’s high rates.

Rates are spooktacular right now!

CD Bonus Rates:

13-Month CD: 3.75% + .25%* = 4.00% APY*

Need added flexibility?

Consider opening a Money Market Account. It offers greater accessibility to funds and higher earnings — make THREE WITHDRAWALS monthly at no penalty!

Combine safety, high yields, and liquid funds — NOW with SIX TIERS to help you earn more.

Money Market Rates:

$1,000 – $2,499.99 = 0% APY*

$2,500 – $24,999.99 = 1.90% APY*

$25,000 – $49,999.99 = 2.00% APY*

$50,000 – $99,999.99 = 2.25% APY*

$100,000 – $249,999.99 = 2.50% APY*

$250,000+ = 2.75% APY*

No tricks, only treats.

You won’t feel uneasy bringing your deposits to First United Credit Union. All deposits are federally insured by the NCUA (National Credit Union Administration). You’ll rest easy with our above market rates, knowing there is no risk of losing your investment.

No spooky requirements.

There are no tricks to earning more. All you need is an active Checking Account, and these spooktacular rates are yours! Call or text us at 616.532.9067 to get started.

*APY = Annual Percentage Yield. Rates effective October 1, 2022, and subject to change. This offer is available for a limited time and can change or end at any time. Rates reflect a .25% bonus rate incentive. To receive the .25% bonus rate, the member must have an active Checking Account which includes a minimum of $250 ACH Direct Deposit monthly, an active Debit Card, and Online Banking with eStatements/eNotices. Interest is compounded and credited monthly. Penalties for early withdrawal, which will impact earnings. Minimum investment is $500; maximum investment is $250,000. Contact First United CU for rates on deposits above $250,000. Cannot be combined with any other offers. Rates are not available to businesses. Other restrictions may apply; CD levels will be capped and the special terminated when certain deposit levels are reached. See First United Credit Union for details.