Say Yes To Savings!

Post date: 11/1/2022
Availability and special terms are subject to change.


Save on every holiday purchase, and reap your rewards with our Visa® Credit Card!

Purchases – as low as 8.99% APR*

Balance Transfers – as low as 4.99% APR**

Our cards will make everything easier this holiday season!

We offer three versatile choices; plus, you have the option to earn rewards on every purchase!

Consider your options:

  • VISA® Platinum Credit Card: A low rate keeps payments manageable.
  • VISA® Platinum Rewards Credit Card: Earn one point for every dollar in purchases. The more you spend, the more points you earn!
  • VISA® Cash-Back Credit Card: Earn 1% cash back on every purchase.

Added savings

A low fixed rate means real savings in today’s rising rate environment. With a First United CU VISA, you can feel comfortable knowing your rate will never change, even when market conditions fluctuate. And there are no unreasonable fees when you carry our card!

  • No annual fee.
  • A low APR means a low monthly payment.
  • Your rate will never change.

If you have other high-rate debt, roll it over to us with an affordable balance transfer. Just call us, and we can help make the transfer for you. You can reduce your interest rate immediately and focus on paying down your balance.

  • SAVE with NO balance transfer fees.
  • Pay less in interest.
  • One monthly payment makes paying down debt easier.

Not sure where to start this holiday season?

Worldwide purchasing power makes your holiday shopping turnkey. Shop at your favorite neighborhood stores, the big box stores, or anywhere online, 24/7!

Our card is perfect for everything on your wish list:

  • Buy gifts, travel, or revamp your holiday décor.
  • Plan for meals, parties, and entertaining.
  • Update your home, paint, and buy new furnishings.
  • Bring the entire family together!

Every purchase is secure.

Advanced encryption levels and multi-factor authentication provide security in a world where fraudsters are at every corner. Enjoy added security when shopping online, and, with VISA’s Zero Liability Purchase Protection, gain even more safety. This protection ensures that card issuers replace any funds fraudulently taken from your account if resulting from an unauthorized credit or debit transaction within five business days of notification.

Your card also features VISA’s advanced EMV chip technology. According to VISA, EMV Chip or “smart” cards have an embedded microchip, which securely stores data that resides on the magnetic stripe. The microchip generates a dynamic one-time use code for each transaction, which changes with every transaction. So if card data is stolen, that information can’t be used to create counterfeit cards.

Not a cardholder? 

CLICK HERE to apply. Or call or text us at 616.532.9067. You’ll have your card in plenty of time for the holidays.

Need a larger line?

Use this handy link to make your request.

*APR = Annual Percentage Rate. Rates and terms subject to change without notice. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs.
**APR = Annual Percentage Rate. All three credit cards qualify for the promotion. Balance transfer rate is effective on balance transfers for the first 12 months. After 12 months, remaining balances will begin incurring interest at your card’s standard Retail/Purchase APR as disclosed in your cardholder agreement. Your account must be in good standing. Rates and terms are subject to change without notice. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Offer is not good on other current First United CU card balances. Other restrictions may apply; applicant must meet current credit criteria, and we may need to pull a new credit report.