Savings Accounts

A share savings account is the first account you’ll open to be part of the First United family. The only requirement is maintaining a $5 deposit. This enables you to take part in our full line of financial services.

All deposits are insured up to $250,000 per account by the NCUA, an agency of the federal government. You’ll earn more with our competitive rates, enjoy convenient access to funds at thousands of ATMs and hundreds of Shared Branches. Life will be easier when you take advantage of other conveniences like Online and Mobile Banking and Direct Deposit.

  • $5 opens your account
  • Thousands of ATMs
  • Hundreds of Shared Branches
  • 24/7 Convenience with Online and Mobile Banking
  • Peace of mind with NCUA insurance up to $250,000

 

 

Savings RatesEffective Wednesday, July 1, 2020
APY Minimum
Deposit
Minimum
Balance
REGULAR SHARE 0.1%   $100
SECONDARY SHARES 0.1%   $100
VACATION CLUB 0.1%   $0
CHRISTMAS CLUB 0.15%   $0
COVERDELL IRA SHARE 0.1%   $0
TRAD IRA SHARE 0.1%   $0
ROTH IRA SHARE 0.1%   $0
SEP IRA SHARE 0.1%   $0
MONEY MARKET SAVINGS 0%   $2499
MONEY MARKET SAVINGS 0.25%   $2500
MONEY MARKET SAVINGS 0.3%   $25000
MONEY MARKET SAVINGS 0.35%   $50000
MONEY MARKET SAVINGS 0.5%   $100000
Fees may reduce earnings.
Certificate RatesEffective Thursday, September 23, 2021
Certificate Term APY Minimum Deposit
06 MO CERTIFICATE 0.4% $500
06 MO CERTIFICATE 0.45% $50000
12 MO CERTIFICATE 0.45% $500
12 MO CERTIFICATE 0.5% $50000
24 MO CERTIFICATE 0.55% $500
24 MO CERTIFICATE 0.65% $50000
ADD ON 24 MO CERT 0.55% $100
36 MO CERTIFICATE 0.65% $500
36 MO CERTIFICATE 0.75% $50000
48 MO CERTIFICATE 0.75% $500
48 MO CERTIFICATE 0.85% $50000
60 MO CERTIFICATE 0.9% $500
60 MO CERTIFICATE 1% $50000
06 MO IRA CERT 0.4% $500
06 MO IRA CERT 0.45% $50000
12 MO IRA CERT 0.45% $500
12 MO IRA CERT 0.5% $50000
24 MO IRA CERT 0.55% $500
24 MO IRA CERT 0.65% $50000
36 MO IRA CERT 0.65% $500
36 MO IRA CERT 0.75% $50000
48 MO IRA CERT 0.75% $500
48 MO IRA CERT 0.85% $50000
60 MO IRA CERT 0.9% $500
60 MO IRA CERT 1% $50000
Fees may reduce earnings.