A share savings account is the first account you’ll open to be part of the First United family. The only requirement is maintaining a $5 deposit. This enables you to take part in our full line of financial services.
All deposits are insured up to $250,000 per account by the NCUA, an agency of the federal government. You’ll earn more with our competitive rates, enjoy convenient access to funds at thousands of ATMs and hundreds of Shared Branches. Life will be easier when you take advantage of other conveniences like Online and Mobile Banking and Direct Deposit.
- $5 opens your account
- Thousands of ATMs
- Hundreds of Shared Branches
- 24/7 Convenience with Online and Mobile Banking
- Peace of mind with NCUA insurance up to $250,000
| Account Type | APY | Minimum Deposit |
Minimum Balance |
|---|---|---|---|
| REGULAR SHARE | 0.1% | $100 | |
| SECONDARY SHARES | 0.1% | $100 | |
| VACATION CLUB | 0.1% | $0 | |
| CHRISTMAS CLUB | 0.15% | $0 | |
| COVERDELL IRA SHARE | 0.1% | $0 | |
| TRAD IRA SHARE | 0.1% | $0 | |
| ROTH IRA SHARE | 0.1% | $0 | |
| SEP IRA SHARE | 0.1% | $0 | |
| MONEY MARKET SAVINGS | 0% | $2499 | |
| MONEY MARKET SAVINGS | 2.25% | $2500 | |
| MONEY MARKET SAVINGS | 2.5% | $25000 | |
| MONEY MARKET SAVINGS | 3% | $50000 | |
| MONEY MARKET SAVINGS | 3.25% | $100000 | |
| MONEY MARKET SAVINGS | 3.5% | $250000 |
Fees may reduce earnings.
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 13 MO CD SPECIAL | 4.5% | $500 |
| 06 MO CERTIFICATE | 3.75% | $500 |
| 06 MO CERTIFICATE | 3.85% | $50000 |
| 06 MO IRA CERT | 3.75% | $500 |
| 06 MO IRA CERT | 3.85% | $50000 |
| 12 MO CERTIFICATE | 3.85% | $500 |
| 12 MO CERTIFICATE | 3.95% | $50000 |
| 12 MO IRA CERT | 3.85% | $500 |
| 12 MO IRA CERT | 3.95% | $50000 |
| 24 MO CERTIFICATE | 3.95% | $500 |
| 24 MO CERTIFICATE | 4.05% | $50000 |
| 24 MO IRA CERT | 3.95% | $500 |
| 24 MO IRA CERT | 4.05% | $50000 |
| ADD ON 24 MO CERT | 3.95% | $100 |
| 36 MO CERTIFICATE | 4.05% | $500 |
| 36 MO CERTIFICATE | 4.15% | $50000 |
| 36 MO IRA CERT | 4.05% | $500 |
| 36 MO IRA CERT | 4.15% | $50000 |
| 48 MO CERTIFICATE | 4.15% | $500 |
| 48 MO CERTIFICATE | 4.25% | $50000 |
| 48 MO IRA CERT | 4.15% | $500 |
| 48 MO IRA CERT | 4.25% | $50000 |
| 60 MO CERTIFICATE | 4.25% | $500 |
| 60 MO CERTIFICATE | 4.35% | $50000 |
| 60 MO IRA CERT | 4.25% | $500 |
| 60 MO IRA CERT | 4.35% | $50000 |
