Rewards Checking

Giving back MORE to our most active members!

Why not make the most of your funds? Using your First United CU Checking Account and Debit Card makes it easy to qualify for an outstanding 4.0% APY*. And if you’re an active member, you will likely already qualify! In addition to earning a high dividend, there are added perks like free ATM access and loan rate discounts.

There are no costly fees, only rewards!

Rewards Checking

Earn 4.0% APY*

  • .25% off your loan rate*
  • Free ATM/Debit Card with 24/7 access
  • Unlimited ATM transactions
  • Convenient Online & Mobile Banking

It’s easy to earn our exclusive 4.0% APY:

It starts by being an active First United CU member. You qualify as an active member when you:

  • Deposit at least $250 monthly via direct deposit.
  • Make 10 or more signature-based debit card transactions monthly.
  • Log in four times monthly to Online or Mobile Banking.
  • Enroll in eStatements, eNotices, and eAlerts.

Simply by using your credit union services, you gain more earning power. It’s a win-win!

Upgrade to Rewards Checking!

Leverage your membership and make the switch to Rewards Checking. You can save money and build your nest egg with an excellent 4.0% APY*.


* APY = Annual Percentage Yield. Rates effective October 1, 2022, and subject to change. Must meet above requirements to earn interest on balances of up to $10,000. Interest is compounded and credited monthly. Must have a minimum of $250 ACH Direct Deposit, Online Banking with eStatements, eNotifications, and eAlerts to qualify. $3 per month fee without eStatements; $3 per month fee without Direct Deposit. Cellular carrier data messaging rates may apply. See First United Credit Union for details. Rates are not available to businesses.