Loan Specials

New Fixed-Rate Home Equity Loan, as Low as 5.25%*

Want assurance that your payment and rate will never change?
You got it! Do you want a loan to roll all your debt into for one
easy payment? This loan lets you do it!

* Easy debt consolidation option – roll all your debt,
including your first mortgage, into this low‐cost loan.
* Also perfect for a one‐time project or purchase.
* Use this closed‐end loan for anything!

Auto loans as low as 3.99% APR*

Make a new car a reality. You can apply online at, in person, or call or text 616.532.9067.

Boat and RV loans as low as 7.24% APR*

Look no further for fun in the sun and to get out with your new toy. Check out our low rates on Boats, RVs, ATVs and more!

Skip a Payment

You have the ability to skip your loan payment. It’s easy, just click here to log into your online banking and select ‘skip payment’ option next to loan. If there is no option appearing to skip your payment, you do not qualify at this time.

*Note: If you don’t see the option to skip, your loan may not be currently eligible. Requests cannot be processed directly by staff.   To initiate the skip, a $35 fee will be incurred. Loan must be at least six months old, with no late payments (seven days past due or delinquent more than four times over the life of the loan) or granted forbearance requests within the last 12 months. Qualifying loans include fixed rate and fixed term loans. Credit cards, real estate, and any other lines of credit are not eligible. Other restrictions may apply.

Insurance Options:

Guaranteed Asset Protection (GAP).

This coverage safeguards your investment should your boat, motorcycle or RV become damaged beyond repair or is stolen. For a nominal amount, GAP provides a low-cost supplement to your existing insurance policy and covers the difference after your primary insurer has settled the claim.


  • Pays off loan balance if your boat, motorcycle or RV is totaled or stolen.
  • $1,000 towards your next vehicle.
  • $500 towards insurance deductible.

Low-Cost Credit Life & Disability Insurance

Gain peace of mind knowing your family and loved ones will not inherit an unwanted debt. While not required, our coverage can save up to 50% over similar plans offered by banks or dealer financing plans. It’s well worth the peace of mind, knowing if something were to happen, the debt would be taken care of.

Extended Warranties & Mechanical Breakdown Insurance

First United CU offers extended warranty to cover all makes and models. Plus, not only does this warranty cover when there are problems that arise with your vehicle it also covers items like emergency roadside assistance, rental car allowance, battery coverage and much more.

See Today’s Loan Rates

Make Loan Payments without leaving home!