Put The Future in Your Hands!

It’s a smart idea to invest in an IRA – you gain a potential tax deduction and peace of mind for the future. But why jeopardize today’s immediate needs for something down the road? Because you lose the power of compounding interest and potential tax benefits*. And planning for retirement is always a prudent financial step – even if you’re a decade or two away from retirement age.

Open an IRA:

  • Traditional and Roth IRAs available
  • Choose from terms of 6 to 60 months
  • Earn more with IRA CD Bonus Rates¹ (w/eChecking)
  • Qualify for a potential tax deduction²
  • Gain peace of mind – IRA funds are insured separately, up to $250,000 per account

The Power of Compounding:

When you invest in an IRA CD, you also benefit from compounding interest – interest which builds as you earn interest.

An Individual Retirement Account is an excellent starting point for building a secure retirement. You gain solid returns and potential tax benefits, such as tax-deferred earnings.² With eChecking, you’ll also earn more¹ on any IRA CD term. Start early, stay true to your goals, and reap the benefits of compounding interest!

Open your IRA at www.FirstUnitedCU.org.

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¹Add .10 to any CD rate with active eChecking Account and Debit Card, Direct Deposit, eStatements and eNotices; must also have a minimum of $250 ACH Direct Deposit. ²Consult your tax advisor. ³This example assumes a $1,000 annual investment, the monthly compounding of interest and 2.5% Annual Percentage Yield.