Protect your investment (your car)

Consider these special coverages for your car for added peace of mind.

After you’ve picked the car, gotten a great deal with our financing, consider the other benefits we offer: GAP insurance, loan payment protection and extended warranty programs.

Guaranteed Asset Protection (GAP)

This coverage safeguards your investment should your vehicle become damaged beyond repair or is stolen. For a nominal amount, GAP provides a low-cost supplement to your existing insurance policy and covers the difference after your primary insurer has settled the claim.


  • Pays off loan balance if car is totaled or stolen.
  • $1,000 towards your next vehicle.
  • $500 towards insurance deductible.

Low-Cost Credit Life & Disability Insurance

Gain peace of mind knowing your family and loved ones will not inherit an unwanted debt. While not required, our coverage can save up to 50% over similar plans offered by banks or dealer financing plans. It’s well worth the peace of mind, knowing if something were to happen, the debt would be taken care of.

Extended Warranties & Mechanical Breakdown Insurance

First United CU offers extended warranty to cover all makes and models. Plus, not only does this warranty cover when there are problems that arise with your vehicle it also covers items like emergency roadside assistance, rental car allowance, battery coverage and much more.

Check out the benefits of these Insurance items that the you can receive on your loans right through the credit union by clicking here.