Our Rewards Checking Amped Up!

Earn More For The Things You Love.

We’ve increased our APY to 4%* up to $10,000!

Earn more for your money and get all the flexibility you need with this account. You only need to make 10 signature debit transactions each month to qualify. It’s easy to earn more!

Awesome Benefits of Rewards Checking:

  • Convenient Mobile Banking
  • Online Bill Pay
  • Debit Card Roundup


  • Use Your Free Debit Card – make a minimum of 10 debit signature transactions monthly
  • 24/7 Online Banking – login four times monthly
  • Direct Deposit – deposit at least $250 monthly

Interest-Bearing Feature:

  • Earn 4% APY* on balances up to $10,000 – with the above requirements

How to qualify for signature transactions (PIN vs. PEN)

Merchants may encourage PIN transactions because their fees are often less than with a signature (or ‘pen’) transaction – particularly for higher dollar transactions, which are based on a percentage of the sale. To qualify for your 10 transactions, you’ll want to choose the credit option and sign for the transaction.

Reap success in one flexible account and rewards of up to 4% APY.*

Get started! Open your account online (it’s easy and secure) or text us at 616.532.9067. We can take care of everything for you electronically!

* APY = Annual Percentage Yield. Rates effective March 1, 2020, and subject to change. Must meet above requirements to earn interest on balances of up to $10,000. Interest is compounded and credited monthly. Must have a minimum of $250 ACH Direct Deposit, Online Banking with eStatements, eNotifications, and eAlerts to qualify. $3 per month fee without eStatements; $3 per month fee without Direct Deposit. Cellular carrier data messaging rates may apply. See First United Credit Union for details. Rates are not available to businesses.