Our Checking Is Amazing!

Post date: 5/1/2021
Availability and special terms subject to change.


Need a better checking account? Want to save money?  


If you’re currently paying for a checking account, we invite you to compare benefits and consider making the switch to First United Credit Union. Our Checking Account is free!* Simply have $250 deposited monthly via direct deposit, and enroll in Online Banking, eStatements, and eNotices — you’ll enjoy free transactions and a seamless way to bank. You pay no checking fees!

Along with no fees, the account offers these additional perks:

  • Take .25% off your loan with an active checking. (Ask for details.)
  • Shop anywhere with a free Debit Card.
  • Access over 30,000 surcharge-free ATMs nationwide.
  • Manage your account with free Online Banking.
  • Free Mobile App with Remote Deposit Capture and Card Controls.
  • Free Text Banking.
  • Free Bill Pay with Pay Anyone.
  • Free e-Statements, e-Alerts, e-Notices.
  • Save for something special with Debit Card Round Up.
  • Free notary service.
  • Free $2,000 accidental death insurance policy.

Rewards Checking is another excellent option.

  • Earn 4% APY on balances of up to $10,000.
  • Must make at least 10 debit card signature-based transactions and four online banking logins monthly.
  • See the full details here.

Plus, you’ll qualify for CD Bonus rates on our share certificates (CDs)!

You work hard for your money, and it’s essential to earn the most you can. That’s why we offer CD Bonus Rates when you have a checking account with us – our goal is to give more back more to you. CD terms are also flexible, ranging from 6 to 60 months, with opening deposits as low as $500.

When you have a Checking Account with us, you can earn .25% MORE on the new CD of your choice.* 

18-month: 1.05% + .25% with active checking = 1.30% APY*

24-month: 1.25% + .25% with active checking = 1.50% APY

Don’t have our Checking Account yet?

Open your account today! You’ll enjoy unlimited transactions, a free Debit Card, convenient overdraft protection, and easy ATM access. Call or text us at 616.532.9067.

*APY = Annual Percentage Yield. Rates effective May 1, 2021, and subject to change. Offer available for a limited time only. Rates reflect a .25% bonus rate incentive. To receive the .25% bonus rate, the member must have an active Checking Account which includes a minimum of $250 ACH Direct Deposit monthly, an Active Debit Card, and Online Banking with eStatements/eNotices. Interest is compounded and credited monthly; penalties for early withdrawal, which will impact earnings. The minimum investment is $500; maximum investment is $250,000. Contact First United CU for rates on deposits above $250,000. Rates are not available to businesses. Other restrictions may apply. See Credit Union for details.