New & Used Vehicle Loans

Fast & Friendly Service.

We want your loan experience to be convenient, friendly, and hassle-free. You can apply online, by phone, or in person. And you’ll receive a quick response – usually under 24 hours.

Competitive Rates.

You’ll save with some of the best rates in the state, and never have to pay an application fee.

No Down Payment Required.

While it’s practical to finance as little as possible, sometimes you need a new car sooner rather than later. Rest assured, 100% financing is available.

Preapproved Financing

With a preapproved loan, we can help you determine an affordable payment and purchase amount. That way, you won’t be swayed by dealer financing or pay more than needed.

Insurance Coverage

Guaranteed Asset Protection (GAP).

This coverage safeguards your investment should your boat, motorcycle or RV become damaged beyond repair or is stolen. For a nominal amount, GAP provides a low-cost supplement to your existing insurance policy and covers the difference after your primary insurer has settled the claim.

Benefits:

  • Pays off loan balance if your boat, motorcycle or RV is totaled or stolen.
  • $1,000 towards your next vehicle.
  • $500 towards insurance deductible.

Low-Cost Credit Life & Disability Insurance

Gain peace of mind knowing your family and loved ones will not inherit an unwanted debt. While not required, our coverage can save up to 50% over similar plans offered by banks or dealer financing plans. It’s well worth the peace of mind, knowing if something were to happen, the debt would be taken care of.

Extended Warranties & Mechanical Breakdown Insurance

First United CU offers extended warranty to cover all makes and models. Plus, not only does this warranty cover when there are problems that arise with your vehicle it also covers items like emergency roadside assistance, rental car allowance, battery coverage and much more.

 

NADA Logo Kelley Blue Book Edmunds

 

After you get the loan, look at your convenient payment options.