Never Pay A Penny!

Post date: 9/1/22
Availability and special terms subject to change.


Our Checking Account provides all the convenience you need, with no minimum balance requirement, easy transactions, and a free MasterCard® Debit Card.

Plus, there are no unfair fees! That means you get to keep more of your hard-earned money — without worrying about incurring a plethora of charges each month.

Need 24/7 convenience? No problem.

We encourage you to leverage our digital banking options to the fullest. You can transact business, make remote deposits, pay bills, and access thousands of surcharge-free CO-OP ATMs when convenient.

  • Online Banking – Manage your accounts from your computer or laptop.
  • Mobile Banking – Bank from anywhere with your smartphone.
  • Mobile Deposit – Deposit your check with a few swipes.
  • Bill Pay – Set up your payments online and never write a check again.
  • eStatements – View your statements securely online.
  • ATM Access – Get cash at any CO-OP ATM nationwide.

Like rewards?

Consider a Rewards Checking Account. This account is perfect if you consistently use your Debit Card and Online Banking.


  • Earn 4.0% APY*
  • Take .25% off your loan rate*
  • Unlimited Debit Card & ATM transactions
  • Convenient Online & Mobile Banking

How to qualify:

  • Direct Deposit
    Deposit at least $250 monthly.
  • Free VISA® Debit Card
    Make at least 10 signature-based debit card transactions monthly.
  • 24/7 Online Banking
    Log in at least four times monthly.
  • eStatements, eNotices, and eAlerts
    Sign up for these paperless services and cut down on clutter.

Forget about punitive fees and limited access.

Open your First United Checking Account today! You can click here to get started.

* APY = Annual Percentage Yield. Rates are effective September 1, 2022, and are subject to change. Must meet the above requirements to earn interest on balances of up to $10,000. Interest is compounded and credited monthly. Must have a minimum of $250 ACH Direct Deposit, Online Banking with eStatements, eNotifications, and eAlerts to qualify. $3 per month fee without eStatements; $3 per month fee without Direct Deposit. Cellular carrier data messaging rates may apply. See First United Credit Union for details. Rates are not available to businesses.