Buy your dream home or refinance the home you love, and save with today’s low rates. Contact First United to apply for a mortgage. We’ll keep the process simple and assist you every step of the way. You can choose from terms ranging from 10 to 30 years. Rates are still favorable, and closing costs are competitive. We can also sit down with you before you go house shopping. We’ll review your needs, explain the home buying process, and get you pre-approved for a loan just right for your budget.

Benefits of buying right now:

  • Take advantage of our NO-COST offer.
  • Purchase a home with a low or NO DOWN PAYMENT.
  • Rest easy with a simplified application process and help at every step.

Are you a first-time buyer?

We’ll walk you through every step — so you feel comfortable and informed. We’ll also take the time to explain your options and be ready to help with a preapproved mortgage. This will make your purchase go smoothly and your offer more attractive. Preapproved loans do make a difference to the seller when considering an offer!

         Purchase                                    Refinance


We have easy refinances, too!

Maybe you love your current home and want a lower house payment. Ed can help you get a better rate and more affordable payment. At least check in with him so he can give you a no-cost comparison. He’ll present you with a better payment amount for your budget and show the interest you’ll save over the loan’s life. Both are important, depending on your financial goals.

Meet with Ed Ross today, he will explain how easy it is to refinance your current mortgage or Purchase a new home.

Watch Ed’s videos above and contact him to get started.

E-Mail: | Office: 616-532-9067 ext. 405 | Cell: 616-340-3014 | NMLS # 116912


Looking for some help with your home or Mortgage?

First United CU is a member of the Federal Home Loan Bank of Indianapolis. There are grant programs that we have access to and can help our members apply for.
Check them out today!


*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates based on credit score, term, and collateral offered. Gift card will be offered to those that we can not save $2,500 during the life of the loan. No-Cost applies to qualified borrowers only with a credit score of 700 or more. This includes the payment of application fees and other closing costs. Other restrictions or conditions may apply. See the Credit Union for complete details.


Amortization Calculator



Payment table will appear here.

Note: This calculator is provided only to give an estimate of your loan. Your payment schedule may vary. This calculator is based on an interest rate less than 10%. Talk to your loan representative for additional details.