Maxed Out?

Post date: 1/1/2022
Availability and special terms are subject to change.

It’s easy to get in over your head with holiday spending — then you have other bills to consider. Save with this credit card transfer special, with rates as low as 4.99% APR*.

With this affordable solution, you can start the year with a clean slate and manageable payments. Transfer high-rate credit card balances to any First United CU Visa® Credit Card (Classic, Platinum with Rewards, or our Cash-Back Card) and save with rates as low as 4.99% APR* and no balance transfer fees.

Ways to save:

  • A rate of 4.99% APR* will immediately reduce your interest expense.
  • Make as many transfers as needed with no balance transfer fees. (Compare this to some banks that charge for balance transfers, usually a percentage of the balance.)
  • Eliminate multiple payments and pay down debt faster.

Save all year with this low rate — through December 31, 2022. But hurry, you can only apply for this rate through June 30, 2022!

How to transfer:

  • Verify your current balance of other credit cards.
  • Request to transfer: Call or text us at 616.532.9067 or fax your balance information to 616.532.9196.
  • Remember never to email us your personal information.

You’ll see immediate savings and improve your cash flow.

New purchases?

  • Enjoy our already low (standard) rate on all new purchases.
  • Use your card anywhere Visa is accepted.

Apply today!

If you’re not a cardholder, apply online, email, or call or text 616.532.9067. We’ll handle your request right away!

*APR = Annual Percentage Rate. Promotional balance transfer rate effective on balance transfers made January 1 – June 30, 2022. As low as 4.99% APR, 400 BP reduced from member’s normal APR transfer rate through December 31, 2022, for any balances transferred through June 30, 2022. All three credit cards qualify for the promotion. Remaining balances will begin incurring interest at your card’s standard Retail/Purchase APR as disclosed in your cardholder agreement on January 1, 2023. Your account must be in good standing. Rates and terms subject to change without notice. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Offer is not good on other current First United CU card balances. Other restrictions may apply; applicant must meet current credit criteria, and we may need to pull a new credit report.