Visa Balance Transfer

Maxed Out?

Post date: 1/18/23
Availability and special terms subject to change.

You still have time to transfer those high-rate balances with NO transfer fees!

Get a clean slate, manageable payments, and transfer your high-rate credit card balances to any First United CU Visa® Credit Card (Classic, Platinum with Rewards, or our Cash-Back Card).

Save money:

  • A rate of 4.99% APR* will reduce the interest you pay and your payment amount.
  • There are no unfair fees; you can transfer any balances to our card with no balance transfer fees.
  • Eliminate multiple payments and pay down debt faster.

Save with this low rate for the first 12 months of your transfer. But hurry; you can only apply for this rate through June 30, 2023!

Roll your balances to us:

  • Start by verifying your balances on other credit cards.
  • Make your request: Call or text us at 616.532.9067 or fax your balance information to 616.532.9196.
  • Remember never to email us your personal information.

You’ll see immediate savings and improve your cash flow.

Shop anywhere:

  • Enjoy our already low (standard) rate on all new purchases.
  • Use your card anywhere Visa is accepted.

Apply today!

If you’re not a cardholder, apply online, email, or call or text 616.532.9067.

But don’t wait; this is a limited-time offer!

*APR = Annual Percentage Rate. All three credit cards qualify for the promotion. Balance transfer rate is effective on balance transfers for the first 12 months. After 12 months, remaining balances will begin incurring interest at your card’s standard Retail/Purchase APR as disclosed in your cardholder agreement. Your account must be in good standing. Rates and terms are subject to change without notice. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Offer is not good on other current First United CU card balances. Other restrictions may apply; applicant must meet current credit criteria, and we may need to pull a new credit report.