Loans Are Blooming!

Post date: 3/1/23
Availability and special terms subject to change.

What are your goals this spring?

If you need to upgrade your vehicle:

We make securing the car of your dreams easy and convenient — whether it’s something sporty for spring, a roomier vehicle for the kids, or something better for the environment.

Consider our affordable financing options. Our loans offer savings, convenient terms, and a payment you can afford. We can also help with a preapproved loan, which will help reduce dealer pressure and get you a better price on the vehicle.

Save with our great low rates on the vehicle of your choice!

Vehicle Loans
As low as 5.49% APR*

  • Drive home a car you’ll love, just in time for the warmer weather.
  • Refinance a loan from another lender and lower your monthly payments.
  • Apply for and manage your loan online.

Once you secure your loan, enroll in Guaranteed Asset Protection (GAP).

This coverage safeguards you against potential loss should your vehicle become damaged beyond repair or stolen. GAP supplements your insurance policy and covers the difference after your primary insurer has settled the claim.

Consider a toy loan:

Whether on land or in the water, we have all the toy loans for warm-weather fun.

Boats, RVs, Motorcycles, ATVs, ORVs
As low as 7.24% APR*

  • Choose from flexible terms of 60 to 120 months.
  • Refinance a toy loan from another lender and save.
  • Apply for and manage your loan online.

More ways to save:

There are more perks to consider with any vehicle, car, or toy loan. Consider these benefits:

  • Receive 0.50% off with your refinance.*
  • Enroll in Direct Deposit for another 0.50% off.*
  • Make no payments for 90 days with an active Checking Account.*

Carry a better credit card:

Visa® Credit Card
As low as 8.99% APR*

Our Visa Credit Card is a flexible way to pay for springtime needs. It offers a low fixed rate — with no annual or balance transfer fees. Compare our low rate to bank and retailer cards, which are as high as 20% or more.

  • Book your spring break vacation plans, hotel, or flight.
  • Shop online, in your hometown, or around the world!
  • Buy what you need for around the house.
  • Transfer balances and save!

A low fixed rate ensures a low monthly payment, and unlimited shopping power means convenience and peace of mind. Plus, you can earn valuable rewards; choose from gifts or cash-back options.

Need another financing option?

Home Equity Loans are an excellent choice if you’re a homeowner. You’ll receive one of our best financing rates, and you can use the funds for any purchase or project!

Home Equity Loans
As low as 6.75% APR*

  • Rest easy knowing your payment will never change.
  • Payments are affordable, with terms of up to 120 months.
  • The loan is flexible; borrow up to 80% of your home’s value minus your first mortgage balance.

Rest easy knowing you have cash available to use at your discretion. The sky’s the limit on what you can accomplish!

Unlimited uses:

  • Replace your roof or windows.
  • Make your home more spacious: add a bedroom or bath.
  • Enjoy a cozier home and remodel any room.
  • Get new kitchen appliances.
  • Add a pool, deck, or jacuzzi.
  • Buy a car, truck, boat, or RV.
  • Pay for college.
  • Plan a wedding.
  • Start a business.
  • Travel the world.
  • Consolidate debt.

Loans are blooming!

Spring is on its way — choose your preferred financing option and apply today!

Call or text us at 616.532.9067, try our online application or email

*APR = Annual Percentage Rate. Rates are effective March 1, 2023, and subject to change without notice. Rates based on credit score, term, and collateral offered and on any new loan brought to First United CU. Must have a minimum of $1,000 ACH Direct Deposit, Online Banking with eStatements and eNotifications to qualify. When financing, you may choose one or ALL of the following options: 1) .50% off your lowest rate when refinancing only; 2) an additional .50% off your lowest rate with an active Checking account; Loan discounts will be applied to your lowest approved rate. 3) For Vehicle Loans: No payments for 90 days with an active Checking.