Saving More Along The Way.

Life Is Full of Firsts.


At First United CU, we get it. Life is full of firsts. It might be your first Savings or Checking Account, your child’s first Savings Account, or a Rewards Checking Account, Money Market or CD. We offer an array of fully insured options that are safe, secure, and convenient!

Wherever you are in life, we’re ready to help.

Regular, Vacation & Christmas Club Savings – Save regularly through direct deposit – or for something special, like vacation or Christmas. There is no minimum balance and you always earn a competitive dividend. Vacation and Christmas Clubs renew annually every year.

Kids’ Accounts – We have a program just right for your favorite child. Our Savings Sailors Club is perfect for kids up to age 12. Kids receive incentives when they make a deposit, plus an extra deposit on their birthday. Our eSavers Club is similar but geared to teens, age 13-17. Both offer CDs with only $500 to open and the option to add .25% to any rate! There is also an “Add-On” option, enabling you to add incremental amounts to your child’s CD, up to $10,000.

Free Checking – There’s no reason to pay for a checking account. Our basic checking account is free and incredibly versatile. Save with no minimum balance requirement, no per transaction fees, and no monthly service charge. You’ll also have debit card access with the ability to access thousands of surcharge-free ATMs. To qualify, all you need is $250 deposited monthly via direct deposit and be enrolled in eStatements and eNotices. You’ll love all the benefits, without all the costs!

Rewards Checking – If you like to earn interest, this account’s for you. You’ll also benefit from a FREE Debit Card, convenient ATMs, and EASY Mobile Banking. To qualify, make at least 10 debit card signature-based transactions monthly, log in to Online Banking at least four times monthly, deposit $250 monthly via direct deposit, and enroll in eStatements, eNotices and eAlerts.

Money Market Accounts – Tiered deposits make this account super flexible as well as lucrative! With deposits starting at $1,000, you’ll earn above-market rates. And the more you invest, the higher your rate! You can also make unlimited deposits and make up to three withdrawals or transfers per month at no penalty.

Certificates of Deposit (CDs) – If you’ve accrued a bit of savings, it might be time to invest in a CD. Or, if you have a CD renewing somewhere else, consider bringing it to us. Minimum deposits start at $500, and terms range from six to 60 months. Funds are also federally insured up to $250,000 per account with an additional $250,000 for your IRA.

Have questions? Reach out by text or phone at 616.532.9067. You can also open these accounts online.