Kids Accounts

Kids Accounts

There’s never been a better time to offer your son or daughter the benefits of membership at First United CU. Open Your Child’s Account Today! Simply bring in a birth certificate, passport or picture ID and Social Security card. Your child will have fun learning how to save or taking the next step to financial management.
Earn Special CD Rates:
  • Access to CDs of $500 – $5,000
  • ADD .25 (25 basis points) to ANY TERM, 6 to 60 months with no extra conditions!*

24 Month Add-On Certificates may be opened with as little as $100 and allow you to add funds at your convenience. A single member may add up to $10,000 total to the sum of each Add-On Certificate per year. (Rates are the same as our current 24 Month Certificates)

More Benefits

There are No Check Cashing Fees, No e-Statement Fees, and No Deposit Item Fees.

Two different accounts depending on the child’s age: Saving Sailers- up to age 12, and eSavers- ages 13-17. Kids can choose a gift from the Treasure Chest in the lobby when they make a deposit, plus receive a gift when they open their account!

Birthday Club Deposits

Each year, on the child’s birthday, we will make a special savings deposit and match the deposit amount from the previous year up to their age. Example: If your child deposited $50 during the previous 12 months and is turning 12, we will deposit $12. Or, if your child deposited $10 the previous year and is turning 12, we will deposit $10.

*APY = Annual Percentage Yield. Rates effective April 1, 2022, and subject to change. Offer available for a limited time only. Rates reflect a .25% bonus rate incentive for youth age 18 and under. To receive the .25% bonus rate outside of a youth account (18+), the member must have an active Checking Account which includes a minimum of $250 ACH Direct Deposit monthly, an active Debit Card, and Online Banking with eStatements/eNotices. Minimum investment is $500; maximum investment is $250,000. Cannot be combined with any other offers. Other restrictions may apply. See First United Credit Union for details.