It’s Our July Deposit Celebration!

Post date: 7/1/22
Availability and special terms subject to change.


Rates have increased, and we’ve got an opportunity for every saver.

CD Bonus Rates

18-Month CD: 2.00% + .25%* = 2.50% APY*

24-month CD: 2.50% + .25%* = 2.75% APY*

You can earn these phenomenal rates — or ADD .25% onto the CD of your choice when you have our Checking Account.* Only a $500 minimum opening deposit is required.

IRA Options

You can prepare for a more comfortable retirement by contributing annually to an IRA while potentially reducing your taxable income. There are also numerous ways to make deposits, including gradually through payroll deduction or depositing a lump sum into a CD.

Earn more! Our CD Bonus Rates also apply to all CD IRAs.

See your tax advisor for details on how an IRA can impact your financial situation.

Money Market Accounts

In addition to security and higher yields, this account gives you the option of liquid funds, enabling you to make up to 3 monthly withdrawals. There are also four tiers of earning power allowing you to earn an excellent rate on your funds. See our current rates and choose the tier that best fits your needs.

The higher your deposit, the more you earn!

Kids Accounts

Your children will have fun taking their first step to money management. Gifts are available with every new kid’s account, and your child will also receive a gift on their birthday! For the serious saver, kids (under age 18) are eligible to earn Special CD rates, including a flexible Add-On CD which can be opened with just $100.

Savings Accounts

We offer a variety of accounts for any goal: save for Christmas, a vacation, a new car, or college. Utilize direct deposit and pay yourself first every payday! It makes for seamless, consistent deposits and is a painless way to save.

NCUA Insurance

All deposits are insured for up to $250,000 per account by the NCUA, an agency of the federal government. With our competitive rates, you’ll earn more and enjoy convenient access to funds at thousands of ATMs.

Get started!

A consistent savings plan is one of the most sensible ways to reach your financial goals. Save for a home down payment, college, or retirement. Establish an emergency fund. Even save for other more unique objectives, like starting a business or traveling the world! View our current rates and terms, and see which account fits your needs. Then open a CD, IRA, Money Market, or other savings account today!

*APY = Annual Percentage Yield. Rates effective July 1, 2022, and subject to change. Offer available for a limited time only. Rates reflect a .25% bonus rate incentive. To receive the .25% bonus rate, the member must have an active Checking Account which includes a minimum of $250 ACH Direct Deposit monthly, an active Debit Card, and Online Banking with eStatements/eNotices. Interest is compounded and credited monthly. Penalties for early withdrawal, which will impact earnings. Minimum investment is $500; maximum investment is $250,000. Contact First United CU for rates on deposits above $250,000. Cannot be combined with any other offers. Rates are not available to businesses. Other  restrictions may apply. See First United Credit Union for details.