To your Savings Account

Regulation D (Reg D) is set by the Federal Reserve, and it limits the number of withdrawals or transfers you can make from a savings account.

Beginning December 1, 2019, new Reg D limits are set at six transfers or withdrawals per month from your savings accounts. After six, there will be a $10 charge per withdrawal or transfer.

This includes any withdrawal, “not-in-person” transfer, A2A (Account-to-Account) transfers, Online Banking transfers, Auto Checks, AFT (Automatic Funds Transfer) transactions for loan payments, or Debit transfers. Reg D impacts only your savings account; checking accounts continue to offer unlimited transactions.

To view our full schedule of fees and how to avoid them, visit our website at For more information on Reg D, CLICK HERE. You’ll learn more and can avoid incurring any fees.