Home Equity Financing:

It’s One Of Your Most Affordable Financing Solutions!

Save with this fixed-rate option:

  • As low as 2.25% APR*

  • Borrow up to 80% of your available equity

Fall is around the corner.

It won’t be long, and we’ll be talking about the weather cooling down, fall activities, and getting ready (hopefully) for a new school year. It’s also a popular time to complete home improvement projects – before the colder temps set in.

Now’s the time to make a list of what you need to complete around the house. Is it something cosmetic? Are you looking to make structural changes to accommodate a growing family? Or maybe you want to make improvements to keep energy costs down.

With our fixed-rate home equity solution, you’ll appreciate that your payment and rate will never change. This makes it much easier to plan and budget. Yet you still have maximum access to your cash.

What projects need to happen around the house this fall?

  • Freshen up inside and out – paint, install new carpet, buy new furnishings.
  • Remodel – add a family room, bathroom, or build your dream kitchen.
  • Get new windows, a roof, or a furnace.

Use your home equity for any need!

Maybe home projects aren’t top-of-mind right now. That’s okay! The awesome thing about home equity financing is that you can use the funds for anything.

  • Pay for college or to start a new business
  • Buy a car
  • Consolidate debt
  • Roll your debt AND first mortgage into one convenient payment.

No out-of-pocket costs.**

Rest assured, you’ll receive the maximum amount of funds you’re eligible for as we discuss your needs. We’ll also keep costs down and determine a payment right for your budget. Many members also qualify to receive the loan with no out-of-pocket costs.**

Apply today at www.FirstUnitedCU.org or call 616.532.9067.  

* APR = Annual Percentage Rate. APR effective August 1, 2020, and subject to change. Your home equity loan will be subject to rate adjustments on the 1st day of January, April, July, and October of each year. The APR will be determined by the Prime Rate as published in the Wall Street Journal. APR may also vary based on your creditworthiness, loan amount, combined Loan to Value (LTV), term, and security offered. Active Checking required. **No out-of-pocket costs; for loans of less than $50,000, an appraisal and title work may be required, and the costs included with the loan. See the Credit Union for complete details.