We understand that these are uncertain times ad our members are concerned with what their future holds. Which is why we put our members firs. We are here to help in any possible way we can. If you have any concerns contact us as soon as possible so we can work out a plan for you.

We have options to help our members financially. If there is any other way we can work with you during these times, we are here to help.

Auto, Recreation & Personal Loan Skip-A-Payment

We’re waiving the processing fee on our skip-a-payment program through June 31, 2020. Eligible loans include: auto, jet ski, boat, RV, personal loans & more!*

Log into online banking and look for the Skip Pay button next to the loan. If it does not show or allow you to skip fill out the form or contact the credit union.

Click here for Skip a Pay Form

*Contact the credit union after July 1 if assistance is still needed, we are here to help.

Credit Card Skip-A-Payment

To accommodate our members, all First United credit cards are also now eligible for skip payment, free of charge, through June 31, 2020.*

Click here for Skip a Pay Form

*Contact the credit union after July 1 if assistance is still needed, we are here to help.

Save on your Monthly payments by Refinancing

Refinance any consumer loan held elsewhere or refinance an existing First United loan for cash out or to lower your payment. Make NO payments for first 90 days.

Mortgage, Home Equity Line of Credit & Home Equity Relief

To help our affected members, if your mortgage or fixed-rate home equity is through First United you may be eligible for payment relief solutions. Simply give us a call to find out more.

Financial Relief Loan

We have a personal loan special of up to $3,000 with a fixed rate of 6.99% APR and term up to 30 months. Make NO payments for first 90 days. NO credit score required. ***

Act now, available for a limited time.

Here to Help

Our dedicated employees are here to help our members during this crisis.

Fees Waived

We’re waiving the following fees until further notice: Phone Transfer fees ($5), Skip-A-Pay fees ($35).

*By completing a Skip-A-Payment you are requesting First United Credit Union to advance the loan due date equal to one month’s payment. You understand that the current balance of the loan is extended by the amount of the payment skipped and that interest will continue to accrue on your loan balance throughout the deferred payment period, which may further extend the term of your loan. If there is more than one borrower on a loan, only one borrower is required to authorize a Skip-A-Payment. During this time, we are waiving the $35 fee to skip a loan. Loans that qualify for this promotion are Credit Cards and Installment Loans. Loan payments skipped with this promotion do not qualify towards the normal Skip-A-Pay limits of one per year. This offer is for a limited time. Contact the credit union for details.

***APR = Annual Percentage Rate. Rates as low as 6.99% APR effective March 25, 2020 and are subject to change without notice. No credit score required, and No proof of income required. Must be a current member and be in good standing for past 90 days. No payments for the first 90 days. Special available for limited time. Contact the credit union for details.