“Use your PEN not your PIN”
Easy Cash Access
Access your funds 24/7 at thousands of surcharge-free ATMs nationwide. You’ll save time and money! All you need is your Personal Identification Number (PIN) and Mastercard debit card. You’ll be provided step-by-step instructions at the ATM to guide you through each transaction.
Download our free CO-OP ATM Locator app in iTunes and Google Play to find a convenient ATM location near you!
- Access to thousands of ATMs
- Convenient and easy-to-use
- Bank anywhere its convenient
You can also check our ATM Locator online!
Use your debit card anywhere MasterCard is accepted. You’ll save time. At participating merchants, you can request cash back eliminating an extra trip to an ATM. You’ll also save money in unwanted fees.
When you pay for purchases, the merchant will run your card through a card reader. You’ll enter your Personal Identification Number (PIN) or sign your name. You’ll get a receipt at the time of purchase, and the total amount of the transaction will be automatically deducted from your checking account. Some merchants offer cash back options for added convenience.
- Shop anywhere MasterCard is accepted
- Free debit card access with no added fees
- Ask for cash-back option to save time
- Easy account reconciliation online
- Easy-to-read monthly statement
Safe & Secure
Your First United accounts are kept safe and secure through the use of a PIN or secured signature. Layers of sophisticated encryption also protect your transactions and keep your data safe. Using Signature based transactions instead of PIN based transactions are safer since anyone could get a hold of your PIN number. Signature base transactions are also great to use if there is a question on a fraudulent transaction, this will be easier to prove if its yours or not.
Your debit card is always safer than carrying cash or checks. Transactions are also easy to monitor 24/7 with Online Banking, our Mobile App or via your monthly statement. With online banking and our Mobile App, you’ll have access to an instant transaction record of everything you buy, making it easy to manage your accounts.
- “Use your PEN not your PIN”
- Added security with layers of encryption
- Safer than using checks or cash
- Monitor transactions 24/7 with Online and Mobile Banking