Easy Cash Access

Access your funds 24/7 at thousands of surcharge-free ATMs nationwide. You’ll save time and money! All you need is your Personal Identification Number (PIN) and Mastercard debit card. You’ll be provided step-by-step instructions at the ATM to guide you through each transaction.

Download one of our free apps to find a convenient ATM location near you!

ATM Locator App for iPhones
ATM Locator App for Android Phones

  • Access to thousands of ATMs
  • Convenient and easy-to-use

Convenient Purchases

Use your debit card anywhere MasterCard is accepted. You’ll save time. At participating merchants, you can request cash back eliminating an extra trip to an ATM. You’ll also save money in unwanted fees.

When you pay for purchases, the merchant will run your card through a card reader. You’ll enter your Personal Identification Number (PIN) or sign your name. You’ll get a receipt at the time of purchase, and the total amount of the transaction will be automatically deducted from your checking account. Some merchants offer cash back options for added convenience.

  • Shop anywhere MasterCard is accepted
  • Free debit card access with no added fees
  • Ask for cash-back option to save time
  • Easy account reconciliation online
  • Easy-to-read monthly statement

Safe & Secure

Your First United accounts are kept safe and secure through the use of a PIN or secured signature. Layers of sophisticated encryption also protect your transactions and keep your data safe.

Your debit card is always safer than carrying cash or checks. Transactions are also easy to monitor 24/7 with Online Banking or via your monthly statement. With online banking, you’ll have access to an instant transaction record of everything you buy, making it easy to manage your accounts.

  • Added security with layers of encryption
  • Safer than using checks or cash
  • Monitor transactions 24/7 with Online and Mobile Banking

24/7 Access

With round-the-clock availability, you can transact business when it’s convenient for you – and save time. Get cash at thousands of surcharge-free ATM locations nationwide, you’ll save money in fees and have peace of mind knowing there’s always an ATM close by.

  • Access to thousands of ATMs
  • Use our easy ATM app locator
  • Bank anywhere it’s convenient

Take it up a notch with Debit Card Roundup!


There is a new look coming to our website. More details to come soon!