Checking Members

Why using your Visa® Credit Card as overdraft protection makes good sense.

If you have a Checking Account, consider this excellent option – using your First United CU Visa Credit Card as overdraft protection. Along with savings and potential credit card rewards, you’ll save money and gain peace of mind.

Convenient and cost-effective

Simply ask for this service with your First United CU Checking Account. When applying for a new Visa credit card, opt for the Checking Visa ODP feature at the time of application. Upon approval, overdrafts will be covered in increments of $50, up to your available limit.

We treat each Visa ODP as a cash advance and interest starts immediately. However, there is only a $10 fee. This charge is less than those incurred with Courtesy Pay.

Peace of mind protection and added savings

Call us at 616.532.9067 to enroll.