Carrying An Overload of Holiday Debt? Make A Smart Move.


Our credit card balance transfer special continues through April 30th. You’ll SAVE with rates as low as 4.99% APR*.

If your credit card bills from the holidays have left you reeling, don’t worry. You still have time to transfer those high-rate credit card balances to a First United CU Visa Card and save.

Through April 30, 2019, you can transfer balances from other cards at as low as 4.99% APR.* There are no fees to make the transfer, and you’ll save with one low monthly payment!

How to transfer:

  1. Verify your current balance of other credit cards.
  2. Request to transfer: Call us, fax your balance information, or complete and mail the coupon in January’s newsletter.
  3. Remember never to email us your personal information.

Transfer those high-rate balances today and relax! You’ll see immediate savings.

How to apply for our card:

Go online at, apply by email at or call or text 616.532.9067.

Please never email personal information.

*APR = Annual Percentage Rate. Promotional balance transfer rate effective on balance transfers made January 1 – April 30, 2019. We will begin charging interest on these checks on the transaction date. Balances stay at this rate through your statement ending June 2019. After that, your rate will revert to the standard Retail/Purchase APR as previously disclosed in your cardholder agreement. By signing this form, you authorize the financial institution to pay the item for the amount indicated. Your account must be in good standing, and the financial institution reserves the right to return any item on accounts if your account is either in default, you have exceeded your credit limit, or if the item you wish us to pay would cause the outstanding balance in your account to exceed your credit limit. Rates and terms subject to change without notice. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Offer is not good on other current First United CU card balances.