A Message From Our President & CEO, Mark Richter

The recent news of bank failures due to investment in potentially high-risk technology companies is a reminder that banking with First United Credit Union is the safest, most trustworthy place to bank. In our 85 years of serving the greater Grand Rapids area – and now the state of Michigan – we have withstood the test of time, including every economic event and downturn.

We are a financial cooperative that you own, and membership provides much more than for-profit banks. Profits are returned to you in the form of lower loan rates, better deposit rates, fewer fees, and an enhanced level of service.

We exist to serve you.

As a credit union, we are owned by you, our members – not stockholders. And oversight is provided by a volunteer Board of Directors who live, work, and attend school in the same communities you do. They know our communities, and they represent your best interests!

As you know, we provide prudent lending solutions for cars, homes, and small businesses. We also offer an array of insured deposit products and digital banking choices. Our members all share the same values of hard work, dedication, and perseverance.

Rest easy! We are federally insured by the National Credit Union Administration.

Not one penny of insured savings has ever been lost by a member of a federally insured credit union. All deposits are insured by the NCUA up to $250,000 per individual depositor. Several alternatives are available for additional share insurance coverage if you have more than $250,000 at any credit union. Ask us for details.

You can count on us if you are concerned about recent bank failures.

We invite you to bring your funds to your locally owned and operated financial institution, First United Credit Union! If you have any concerns, please contact us at 616.532.9067.

Mark Richter
President & CEO