*APY = Annual Percentage Yield. Rates effective February 20, 2017, and subject to change. Offer available for a limited time only. Interest is compounded and credited monthly. Penalties for early withdrawal, which will impact earnings. Minimum investment is $500; maximum investment is $250,000. Contact First United CU for rates on deposits above $250,000. Some restrictions apply. See First United Credit Union for details. Rates are not available to businesses. Must have a minimum of $250 ACH Direct Deposit and an Active Checking/Debit Card and Online Banking with eStatements/eNotices.