A share savings account is the first account you’ll open to be part of the First United family. The only requirement is maintaining a $5 deposit. This enables you to take part in our full line of financial services.

All deposits are insured up to $250,000 per account by the NCUA, an agency of the federal government. You’ll earn more with our competitive rates, enjoy convenient access to funds at thousands of ATMs and hundreds of Shared Branches. Life will be easier when you take advantage of other conveniences like Online and Mobile Banking and Direct Deposit.

  • $5 opens your account
  • Thousands of ATMs
  • Hundreds of Shared Branches
  • 24/7 Convenience with Online and Mobile Banking
  • Peace of mind with NCUA insurance up to $250,000

 

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Savings RatesEffective Saturday, July 1, 2017
APY Minimum
Deposit
Minimum
Balance
REGULAR SHARE 0.150% $0.00 $100.00
SECONDARY SHARES 0.150% $0.00 $100.00
MONEY MARKET SAVINGS 0.000% $0.00 $2,499.00
MONEY MARKET SAVINGS 0.400% $0.00 $2,500.00
MONEY MARKET SAVINGS 0.450% $0.00 $25,000.00
MONEY MARKET SAVINGS 0.500% $0.00 $50,000.00
VACATION CLUB 0.150% $0.00 $0.00
CHRISTMAS CLUB 0.250% $0.00 $0.00
SHARE DRAFT 0.000% $0.00 $0.00
INTEREST SHARE DRAFT 0.000% $0.00 $2,499.00
INTEREST SHARE DRAFT 0.250% $0.00 $2,500.00
INTEREST SHARE DRAFT 0.300% $0.00 $10,000.00
INTEREST SHARE DRAFT 0.350% $0.00 $25,000.00
COVERDELL IRA SHARE 0.250% $0.00 $0.00
TRAD IRA SHARE 0.250% $0.00 $0.00
ROTH IRA SHARE 0.250% $0.00 $0.00
SEP IRA SHARE 0.250% $0.00 $0.00
Fees may reduce earnings.
Certificate RatesEffective Monday, September 25, 2017
Certificate Term APY Minimum Deposit
60 MO CERTIFICATE 2.100% $500.00
60 MO CERTIFICATE 2.150% $20,000.00
48 MO CERTIFICATE 1.800% $500.00
48 MO CERTIFICATE 1.850% $20,000.00
36 MO CERTIFICATE 1.500% $500.00
36 MO CERTIFICATE 1.550% $20,000.00
24 MO CERTIFICATE 1.200% $500.00
24 MO CERTIFICATE 1.250% $20,000.00
12 MO CERTIFICATE 0.800% $500.00
12 MO CERTIFICATE 0.850% $20,000.00
06 MO CERTIFICATE 0.600% $500.00
06 MO CERTIFICATE 0.650% $20,000.00
60 MO IRA CERT 2.100% $500.00
60 MO IRA CERT 2.150% $20,000.00
48 MO IRA CERT 1.800% $500.00
48 MO IRA CERT 1.850% $20,000.00
36 MO IRA CERT 1.500% $500.00
36 MO IRA CERT 1.550% $20,000.00
24 MO IRA CERT 1.200% $500.00
24 MO IRA CERT 1.250% $20,000.00
12 MO IRA CERT 0.800% $500.00
12 MO IRA CERT 0.850% $20,000.00
06 MO IRA CERT 0.600% $500.00
06 MO IRA CERT 0.650% $20,000.00
Fees may reduce earnings.

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