With a home equity loan or line-of-credit, you can finance any need, including home improvements, a new vehicle, college tuition, debt consolidation, or a special purchase. By using the equity in your home, you’ll secure a low rate and extremely flexible lending option.

Choose From a Fixed or Variable Rate

A fixed rate home equity loan is a great option for a one-time purchase; you secure funds at a fixed rate and consistent payment for a set term. A home equity line-of-credit gives you a flexible line to draw from for an extended period; it replenishes as you repay, making it easy to plan for both current and future borrowing needs.

Save With a Home Equity Line-of-Credit

  • No Out-of-Pocket Costs. There are no application fees, no closing costs, and no annual fees.*
  • Low Interest Rates. We offer variable rates much lower than those on credit cards or other types of unsecured credit. You’ll save in interest charges and pay down your balance sooner.
  • Flexible Repayment. Your credit line offers a repayment schedule you can control. If cash flow is tight, pay just the minimum. When your budget allows, accelerate your payments to pay your balance down more quickly.
  • Available Funds. Feel secure knowing funds are available when needed, up to your established credit line.

Possible Tax Advantages

The interest you pay on a home equity loan or line-of-credit is usually tax deductible. Please consult a tax advisor regarding your individual circumstances.

&&

After you get the loan, look at your convenient payment options:

Make Loan Payments without leaving home!

You can now use your debit or credit card for instant loan payments by phone or online. You may also make loan payments using a debit card or credit card in our lobby. Ask for details! A small fee may apply.

Click Here To Apply For A Loan Online

 

*If the balance is less than $50,000, a fee will be applied to cover the cost of appraisal.